myfulus.

How to get your bank statement

Every bank gives you a statement you can download today: look for its monthly email, or open Statements in your bank’s app or website. Save two or three recent months as PDF or CSV, up to 10 MB each, and upload them. You never connect a bank login — MyFulus only reads the file you give it.

MyFulus converts the statement you download into Excel, CSV or a file QuickBooks, Xero or Zoho Books imports, and checks every line against the balances the statement prints — free, with no sign-up for your first statements of the day. With an account it can also keep a ledger that finds the subscriptions you forgot (your first 3 statements free, then $8.99/mo).

Where do I find my bank statement?

Most banks already email you a statement every month. Search your inbox for statement or for your bank’s name. If you find the PDF, you are done — save the attachment and upload it. Grab two or three months while you are there.

How do I download a statement from my bank’s app?

Sign in and look for Statements, eStatements or Account statement — usually under your account’s details or in the services menu. Pick a month, download the PDF, and save it to your phone. Repeat for the last two or three months.

How do I download a statement on a computer?

The website usually offers the same statements, and often lets you export a period as CSV. Choose CSV rather than Excel — MyFulus reads PDF and CSV.

What if my statement PDF asks for a password?

Many banks lock emailed statements with a password — often your date of birth or part of your card number; the bank’s email says which. Upload the locked file as it is: MyFulus asks you for the password, uses it once to open the statement, and never stores it. A wrong guess costs nothing — a statement that did not open never uses up a scan.

If you would rather not type the password here, open the PDF with it yourself, then use Print and choose Save as PDF. The saved copy opens without a password — upload that one.

How many months should I upload?

  • Two or three months together. A subscription only shows up once we watch it charge you more than once — one month on its own cannot show what repeats. What makes a charge count as recurring →
  • PDF or CSV, up to 10 MB each, 6 files at a time. The free scan reads your first 3 statements.
  • Overlapping months are safe. If two statements cover the same week, nothing is counted twice.

How do subscriptions get spotted?

The AI looks for charges that recur on a cadence — monthly, annual, weekly — under the same or related merchant names, and checks whether the amount matches or quietly changed. We read the descriptions your bank printed, not a cleaned-up feed, so we notice when a subscription went up even if the line looks slightly different each month.

We publish the thresholds, and what the method misses, in our guide to finding forgotten subscriptions.

We never ask for your bank login, your statements never train AI, and you can delete everything at any time.

MyFulus is financial-management software — not a licensed accountant, tax preparer, or financial advisor.