Everything you need to know about exporting statements from your bank, handling encrypted documents safely, and understanding how our financial analysis engine categorizes your ledger.
Traditional financial apps connect directly to your bank account using screen-scraping aggregators. This requires you to enter your online banking username, password, and 2FA tokens into third-party software.
MyFulus completely decouples analysis from credentials. You export the standard PDF or CSV e-statement your bank already generates each month, and upload that file directly. We parse the document structure, validate the ledger lines, and present your cash flow briefing — your bank password remains in your own hands.
Step-by-step instructions for statement handling and subscription auditing.
Where to find your monthly statement in your bank's app or monthly emails, how to save it as a clean PDF or CSV, and how to safely open password-protected statements without sharing bank credentials.
A technical walkthrough of how subscription detection works: day cadence windows, amount variation tolerances, noise token stripping, and what the algorithm deliberately ignores.
Detailed answers to common questions about document formats, verification, and allowances:
A subscription is defined by recurrence on a clock. A single month shows an isolated charge; it cannot prove whether that charge repeats every 30 days or was a one-time purchase. Uploading two or three consecutive months allows the hunter algorithm to verify the cadence interval and confirm the recurring subscription.
MyFulus relies on native digital PDF and CSV files that contain an underlying text and tabular structure. A camera photo or flat image scan contains pixels rather than characters, which introduces OCR hallucination risks on decimal points and ledger figures. Downloading the official digital e-statement from your bank ensures 100% mathematical precision.
Every transaction line extracted is verified against printed summary totals on the statement itself. If the sum of extracted debits or credits does not reconcile with the bank's own printed opening/closing balances, the system flags the statement for user review rather than recording unverified figures.
The password you provide is used in-memory to unlock the PDF stream temporarily for text extraction. It is never persisted in our database, never recorded in server access logs, and is completely discarded the moment extraction finishes.
MyFulus is built and operated by Amman Abbasi. If a statement from your bank fails to parse, or if a currency total looks incorrect, send an email directly — it reaches a person who can inspect the parser, not a generic chatbot.