Zakat Calculator for Cash & Bank Savings
Work out the Zakat on your cash and bank balances in QAR, AED, SAR, KWD, BHD, OMR or USD. It runs in your browser — nothing you type is sent or saved — and it shows the gold or silver price it used, so you can replace it with today’s.
Zakat on Cash & Bank Savings
Liquid wealth & Nisab threshold calculator
QAR 42,292.60
Gold and silver move every day. The benchmark is 497.56 QAR/g as of 19 Oct 2026; for a result you can rely on, use today’s price from a local dealer.
Zakat Obligation on Cash (2.5%)
QAR 1,125.00
Net Zakatable Cash: QAR 45,000.00
Your net liquid cash of QAR 45,000.00 meets the Nisab threshold (QAR 42,292.60). If held for one full Hawl, pay QAR 1,125.00 to eligible recipients.
Scope of This Calculator & Juristic Assumptions
- Liquid Cash & Bank Accounts Only: This calculator computes Zakat strictly on bank accounts (current, savings, fixed deposits) and physical cash.
- Excluded Assets: Shares, ETF funds, business merchandise, real estate, and uncollected personal loans are deliberately excluded. Under contemporary standards (e.g. AAOIFI Standard 35), long-term equity investments are zakatable only on underlying liquid assets rather than 100% market value. Consult a qualified scholar for non-cash portfolios.
- Liability Deductions: Only liabilities immediately due (current bills, due rent, credit card balance) are deducted. Long-term debts (e.g. future mortgage principal) are not deducted here.
- Nisab price: Starts from a gold and silver benchmark dated 19 Oct 2026. Metal prices change daily, so enter today’s price from your local dealer before you rely on the result.
Frequently Asked Questions on Zakat
Should I use the gold or the silver Nisab?
Scholars differ and both are in use. The gold Nisab is 85 grams of gold; the silver Nisab is 595 grams of silver, which is a far lower threshold, so more people owe Zakat under it. Follow the standard your scholar or national zakat authority gives you, and use the same one each year.
Does the calculator use today's gold price?
Not automatically. It starts from a benchmark dated 19 Oct 2026 and lets you enter today's price per gram. Metal prices change daily, so enter your local dealer's price for a result you can rely on.
Do I pay Zakat on money sent home to family?
Money transferred to support dependent family members is living expenditure and is exempt from Zakat once spent. However, liquid funds remaining in your bank accounts at your annual Zakat date are subject to Zakat if above Nisab.
Is anything I type into the calculator saved?
No. The calculation runs in your browser; the balances and prices you enter are not sent to our servers or stored.
This is a calculator, not a ruling. Zakat on debts, business assets and investments is a matter on which scholars differ — ask a qualified scholar or your national zakat authority.