Three free tools for people banking in the Gulf and the United States: work out Zakat on your savings, write a letter that cancels a subscription and withdraws its card-billing authority, and see what MyFulus finds in a sample statement. None needs a sign-up, and none asks for a bank password.
Apps that connect to your bank usually ask for your online-banking username and password, or hand you to an aggregator that does. Many banks’ own terms tell customers not to share those credentials with anyone, and a tool that holds them is one more place they can leak.
MyFulus takes a different route: you download the statement your bank already produces and upload the file. There is no login to share and no connection to keep alive. The tools on this page go a step further and need no upload at all.
Free for everyone, no registration.
Turn a bank statement PDF or CSV into Excel, CSV, or a file QuickBooks, Xero or Zoho Books imports. Every line is checked against the running balance, opening and closing balance or totals the statement prints. Password-locked PDFs open with their password, which is never stored.
Zakat on cash and bank balances in QAR, AED, SAR, KWD, BHD, OMR and USD, in English or Arabic. Choose the gold (85 g) or silver (595 g) Nisab, enter today's metal price, and pick the lunar or solar rate.
Write a cancellation letter that also withdraws the merchant's authority to charge your card, for a gym, telecom or subscription in the UAE, Saudi Arabia, Qatar or the US. The US version cites ROSCA and California's automatic-renewal law; the Gulf versions are plain written notices. You add the details and send it.
See what MyFulus finds without signing up or uploading anything: six months of a sample Dubai ledger in AED and USD, run through the same subscription hunter that reads real statements.
It depends on whether you are using a free tool or uploading a statement:
MyFulus works from statement files you download yourself. It never asks for your online-banking username or password.
The Zakat calculator and the cancellation-letter generator calculate on your device. What you type into them is not sent to our servers or stored.
When you upload a statement to the main product, the file goes to our servers and is read by an AI model under a no-retention instruction. The privacy policy says exactly what is kept and how to delete it.
Your statements are never used to train an AI model, by us or by the providers we use under our instructions.
No. The Zakat calculator, the cancellation-letter generator and the sample report need no account and no sign-in.
Not for the calculator or the letter generator: they run in your browser and what you type is not sent to us. The main product is different: a statement you upload is stored until you delete it, and the privacy policy explains how.
The Zakat calculator works in QAR, AED, SAR, KWD, BHD, OMR and USD. The letter generator can state the monthly cost in AED, SAR, QAR, USD, EUR or GBP, and has templates for the UAE, Saudi Arabia, Qatar and the United States.
No. The tools are calculators and letter templates for convenience. MyFulus is not a licensed accountant, tax preparer, financial advisor, law practice or religious authority.
Drop in a PDF or CSV statement from any bank and download it as Excel, CSV, or an import file for QuickBooks, Xero or Zoho Books — checked line by line against the statement. No sign-up for your first statements of the day.