Independent, browser-based utilities engineered to protect your personal balance sheet. These tools solve high-friction financial workflows — calculating religious obligations with mathematical fidelity, revoking recurring billing under local consumer protection statutes, and previewing AI statement intelligence — without asking for bank passwords or sensitive logins.
In conventional FinTech apps, performing simple tasks like auditing subscriptions or budgeting requires handing over your bank username and password to aggregator networks. In the GCC and globally, sharing your bank credentials can violate bank terms of service and void statutory fraud protections.
MyFulus builds decoupled, sovereign financial tools. Every utility in this directory runs in your browser without requiring you to link your live bank account. You retain total control of your credentials, your files, and your financial data.
Free, standalone tools available to all users with zero registration required.
Shariah-compliant Zakat calculation on bank balances, savings, and gold. Computes exact obligations across QAR, AED, SAR, KWD, and USD using live Nisab thresholds under AAOIFI standards.
Generate formal contract and recurring payment cancellation notices citing GCC consumer protection standards, Saudi MOCI, Qatar Law 8/2008, or US ROSCA and state ARL rules.
Test drive the AI personal accountant interface on live demo ledgers without uploading real statements. Discover how subscriptions and categories are derived.
How we protect your financial information across every tool and calculator:
Unlike traditional budgeting apps that demand your online banking credentials via screen-scraping, our utilities work purely on files and direct inputs.
Calculation formulas and document parsers operate within temporary memory buffers. Sensitive figures are never saved or cached indefinitely.
Your financial numbers and legal notices are never dispatched to public AI models for training or reinforcement learning.
Every tool session is ephemeral. Clear your inputs or delete your account at any time with one click.
Common questions regarding privacy, calculation methodology, and jurisdictional legal notices:
No. All utilities in the MyFulus Tools directory (including the Zakat Calculator and Subscription Cancellation Letter Generator) are free to use directly in your browser without account registration or sign-in.
No. Calculations and letter generation run client-side in memory. No bank credentials, personal identification numbers, or draft cancellation letters are saved to our database.
Our calculators natively support GCC currencies (QAR, AED, SAR, KWD, BHD, OMR) and international currencies (USD, EUR, GBP), with legal cancellation citations tailored for Qatar, UAE, Saudi Arabia, and the United States.
No. MyFulus provides mathematical calculators, software tools, and statutory templates for informational and administrative convenience. We are not a licensed CPA firm, financial advisory, or law practice.
Upload your PDF statements. MyFulus reads every line, categorizes 31 household spend areas, and produces your monthly financial briefing.